Legal Disclosures

Terms of Use

Acceptance of Terms

Pring Turner Capital Group Inc. provides its services to you, subject to the following terms of service, which may be updated by us from time to time without notice to you. Your use of this Web Site constitutes your agreement to the following terms and conditions. If you do not agree with any part of these conditions, you may not access or otherwise use the Web Site. Please note that Pring Turner Capital Group is a registered investment advisor and a California corporation.

Ownership

This Web Site is the copyrighted property of Pring Turner Capital Group Inc. All information, including, without limitation, text, graphics, software and all HTML, CGI and other codes and scripts in any format used to implement the Web Site (“Content”) are the property of Pring Turner Capital Group, Inc. The content on the Web Site is for personal use only. You may not copy, modify, download, upload, transmit (re)publish or otherwise distribute any content from the Web Site except as expressly permitted by these terms and conditions. Doing so will violate Pring Turner Capital Group Inc. copyright, trademark and other proprietary rights. Nothing contained in the Terms and Conditions shall be deemed to give you any rights in or to any trademarks, potential trademarks or copyrights of Pring Turner Capital Group Inc.

Description of Services

Pring Turner Capital Group Inc. provides users with the access to a rich collection of on-line resources, including various information tools and product specific information provided by third parties. You understand and agree that the service is provided “as is” and that Pring Turner Capital Group Inc. assumes no responsibility for the descriptions, availability or misquotations of offers and programs provided by the supplier or their agents.

Limitation of Liability

PRING TURNER CAPITAL GROUP INC. ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THIS WEB SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO OR AUDIO FROM THIS WEB SITE. IN NO EVENT SHALL PRING TURNER CAPITAL GROUP INC. OR ANY THIRD-PARTY PROVIDERS AND DISTRIBUTORS BE LIABLE FOR ANY INJURY, LOSS, CLAIM, DAMAGE, OR ANY SPECIAL, EXEMPLARY, PUNITIVE, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO LOST PROFITS OR LOST SAVINGS), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH (A) ANY USE OF THIS WEB SITE OR CONTENT FOUND HEREIN, (B) ANY FAILURE OR DELAY (INCLUDING, BUT NOT LIMITED TO THE USE OF OR INABILITY TO USE ANY COMPONENT OF THIS SITE FOR RESERVATIONS OR TICKETING) OR (C) THE PERFORMANCE OR NON PERFORMANCE BY COMPANY OR ANY THIRD-PARTY PROVIDERS AND DISTRIBUTORS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES TO SUCH PARTIES OR ANY OTHER PARTY.

IF, NOTWITHSTANDING THE FOREGOING, THE COMPANY OR ANY THIRD-PARTY PROVIDERS OR DISTRIBUTORS SHOULD BE FOUND LIABLE FOR ANY LOSS OR DAMAGE WHICH ARISES OUT OF, OR IS IN ANY WAY CONNECTED WITH, ANY OF THE ABOVE-DESCRIBED FUNCTIONS OR USES OF THIS WEB SITE OR ITS CONTENT, THE LIABILITY OF PRING TURNER CAPITAL GROUP INC, INCLUDING ANY ONE OR MORE OF ITS THIRD-PARTY PROVIDERS AND DISTRIBUTORS, SHALL IN NO EVENT EXCEED $100.

Indemnification

You agree to defend, indemnify and hold harmless Pring Turner Capital Group Inc. and any third-party providers and distributors and their officers, directors, employees and agents from and against any claim, cause of action or demand, including, without limitation, reasonable legal and accounting fees, brought by or on your behalf in excess of the liability described herein or by third parties as a result of your use of this Web Site.

Governing Law

The laws of the State of California, United States of America, shall govern this Agreement and its performance. You consent and submit to the exclusive jurisdiction of the state and federal courts located in Contra Costa County, California, United States of America, in all questions and controversies arising out of or related to your use of the Web Site and this Agreement.

Links to Other Web Sites

This Web Site may contain links to other Web sites. These links are provided solely as a convenience to you and are not endorsed by Pring Turner Capital Group Inc.. Pring Turner Capital Group Inc. shall not be responsible for the content of any other Web sites and make no representation or warranty regarding any other Web sites or the contents or materials on such Web sites. If you decide to access other Web sites, you do so at your own risk.

Severability

These Terms and Conditions shall be deemed severable. In the event that any provision is determined to be unenforceable or invalid, such provision shall nonetheless be enforced to the fullest extent permitted by applicable law, and such determination shall not affect the validity and enforceability of any other remaining provisions.

Modification of These Terms and Conditions

Pring Turner Capital Group Inc. reserves the right to change the terms, conditions, and notices under which this Web Site is offered.

Password Security and Notification

If you have a password for access to non-public areas of the Charles Schwab and Black Diamond Performance websites (“outside websites”), you are solely responsible for maintaining the confidentiality and use of the password and other security data, methods and devices. Further, you are responsible for all activities that occur in connection with your password including all instructions electronically transmitted or use of any data, information or services obtained using your password and other security data. Charles Schwab shall not be under any duty to inquire as to the authority or propriety of any instructions given by you or via your password and shall be entitled to act upon any such instructions. Charles Schwab will not be liable for any loss, cost, expense or other liability arising out of any such instructions. Accordingly, you should take steps to protect the confidentiality of your password. As an authorized user you accept full responsibility for the monitoring of your account including frequently checking your account information, reviewing your transaction history online and promptly reviewing any correspondence, account statements and confirmations received from Cha. Notify Charles Schwab immediately if you become aware of any unauthorized activity, disclosure, loss, theft or unauthorized use of your password. You agree to cooperate with Charles Schwab in any investigation and agree to take corrective measures to protect your account from further fraudulent activity.

Entire Agreement

These Terms and Conditions constitute the entire Agreement between you and Pring Turner Capital Group Inc., relating to your use of the Web Site, at any time and in any way, and supersede any prior understandings or agreements between you and Pring Turner Capital Group Inc., relating to such use, whether electronic, oral, or written.